Medicare Advantage Plan

The plans include benefits for dental, vision, hearing, acupuncture and more.

Medicare Advantage Plans Details

If you already have Original Medicare, you have the option of enrolling into a Medicare Advantage plan (part C).  Medicare Advantage plans are offered by private health insurance companies and take over Medicare part A and Medicare part B from the government.( you still need to pay for your part B) These private plans must cover everything that Original Medicare covers but often provide lower co-payments, lower deductibles and many of the private Advantage plans include benefits for dental, vision, hearing, acupuncture and more. The plan will also include prescription drug coverage.

You must be enrolled and stay enrolled in Medicare Part A and B even though you have enrolled in a Medicare Advantage plan. Medicare will pay the private health insurance company on your behalf for the risk of insuring you. This is how the Medicare Advantage plans can get funded and operate. When you go see a doctor you now present your Medicare Advantage Plan ID card instead of your Original Medicare card. All Medicare Advantage plans will have copays, deductibles, network providers, prescription drug coverage and all benefits outlined so make sure you understand what plan is best for your specific situation.

Most advantage plans are either HMO or PPO where the HMO plan normally requires you to stay within network and you will need to coordinate referrals with your primary care physician, A PPO network allows you to see doctors that are outside of the network ( More flexibility).

Medicare Advantage must know:

  • You must be enrolled in Medicare part A and B.
  • You must live in the plans service area
  • There is one qualifying health question: Have you been diagnosed with End Stage Renal Disease
  • HMO or PPO networks are the normal option
  • Show your doctor your Medicare Advantage Card
  • Annual enrollment period is from October 15 to December 7
  • Special Election periods. In general, you stay enrolled once you enroll (until next year’s AEP) but the below scenarios allow you to make changes during the year:
  • ~~Moving outside of your current plans service area
  • ~~Qualifying for Extra Help (state program that help you pay for prescription drugs)
  • ~~at help you pay for prescription drugs)
  • You can enroll when you turn 65 (3 months before and up to 3 months after your birthday)

We are often being asked about what carrier and plan is best. The answer is always that it depends on your situation and your needs. We will help you get the coverage that fits you the best. Just because someone else has one type of plan and they feel it’s a great plan you may be needing a different type of plan.  Contact us to discuss how we can help you compare plans and benefits.

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Construction Management

Our service specializes in Post Renovation Cleaning Services, Construction cleaning services, and Neglected property cleaning so we understand the importance of removing the dust and debris after a renovation/construction is completed, our company, is fully prepared to work within your time constraints; our attention to detail and the ability to work beyond your expectations, makes us the first and only choice, call us right now.

  • Aging in Place Remodel

  • Remodeling

  • Electrical Services

  • Drywall Repair/Install

  • Interior Maintenance

  • Plumbing

REQUEST A free QUOTE

Construction Management

Our service specializes in Post Renovation Cleaning Services, Construction cleaning services, and Neglected property cleaning so we understand the importance of removing the dust and debris after a renovation/construction is completed, our company, is fully prepared to work within your time constraints; our attention to detail and the ability to work beyond your expectations, makes us the first and only choice, call us right now.

  • Aging in Place Remodel

  • Remodeling

  • Electrical Services

  • Drywall Repair/Install

  • Interior Maintenance

  • Plumbing

REQUEST A free QUOTE

Construction Management

Our service specializes in Post Renovation Cleaning Services, Construction cleaning services, and Neglected property cleaning so we understand the importance of removing the dust and debris after a renovation/construction is completed, our company, is fully prepared to work within your time constraints; our attention to detail and the ability to work beyond your expectations, makes us the first and only choice, call us right now.

  • Aging in Place Remodel

  • Remodeling

  • Electrical Services

  • Drywall Repair/Install

  • Interior Maintenance

  • Plumbing

REQUEST A free QUOTE

Construction Management

Our service specializes in Post Renovation Cleaning Services, Construction cleaning services, and Neglected property cleaning so we understand the importance of removing the dust and debris after a renovation/construction is completed, our company, is fully prepared to work within your time constraints; our attention to detail and the ability to work beyond your expectations, makes us the first and only choice, call us right now.

  • Aging in Place Remodel

  • Remodeling

  • Electrical Services

  • Drywall Repair/Install

  • Interior Maintenance

  • Plumbing

REQUEST A free QUOTE

Construction Management

Our service specializes in Post Renovation Cleaning Services, Construction cleaning services, and Neglected property cleaning so we understand the importance of removing the dust and debris after a renovation/construction is completed, our company, is fully prepared to work within your time constraints; our attention to detail and the ability to work beyond your expectations, makes us the first and only choice, call us right now.

  • Aging in Place Remodel

  • Remodeling

  • Electrical Services

  • Drywall Repair/Install

  • Interior Maintenance

  • Plumbing

REQUEST A free QUOTE

Construction Management

Our service specializes in Post Renovation Cleaning Services, Construction cleaning services, and Neglected property cleaning so we understand the importance of removing the dust and debris after a renovation/construction is completed, our company, is fully prepared to work within your time constraints; our attention to detail and the ability to work beyond your expectations, makes us the first and only choice, call us right now.

  • Aging in Place Remodel

  • Remodeling

  • Electrical Services

  • Drywall Repair/Install

  • Interior Maintenance

  • Plumbing

REQUEST A free QUOTE

Request a quote

Contact us for a Free Plan Comparison:
By submitting this information, you acknowledge a license insurance agent may contact you by phone, email or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance or Prescription Drug Plans.

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